As fire departments enter the 2026 budget planning cycle, insurance remains a critical component of operational resilience. Rising premiums, extended apparatus delivery timelines, and evolving liability exposures are forcing [...]
When temperatures drop, the risks facing fire departments rise — especially on the road. Slippery surfaces, reduced visibility, and extended response distances all contribute to a more hazardous operating [...]
Winter weather may bring scenic snowfall, but for fire departments, it also brings a spike in emergency responses involving structural fires, slick roadways, and ice-covered properties. Each of these [...]
As the calendar year comes to a close, insurance agents working with fire departments and rescue squads have a crucial opportunity: guiding their clients through a comprehensive liability audit. [...]
Community outreach events are a cherished part of the holiday season for many fire departments. From parade escorts to tree lighting ceremonies, these gatherings help departments strengthen their ties [...]
Winter operations bring more than just icy roads and frozen hydrants. For fire departments, extreme cold can take a serious toll on apparatus, equipment, and station infrastructure. Preventive maintenance [...]
Coordinating a multi-unit fire response demands clear authority, coordinated communication, and risk-mitigation strategies that reduce liability exposure for everyone on scene. At the heart of this structure lies the [...]
Each October, fire departments across the country engage with their communities during Fire Prevention Week, a national initiative focused on public safety awareness and education. For volunteer departments, this [...]
Every September, National Preparedness Month serves as a timely reminder for fire departments to assess their emergency readiness — from equipment and personnel to communication plans and insurance coverage. [...]
Winter creates more than just operational stress for fire departments — it introduces serious risks to structures, equipment, and essential gear. For insurance agents and department leaders, these cold-weather [...]
