FirePlus: At the Forefront with Management Liability Insurance
Volunteer, combination, & career fire departments and other emergency service organizations are exposed to a unique set of management liability issues that can result in litigation. This involves everything from allegations of employment practices violations—including employee discrimination and sexual harassment—to breach of duty and mismanagement or improper administration of employee benefit funds. The list of exposures is endless and nothing is off limits when it comes to filing a suit, putting the assets of directors, officers, and members at risk as well as those of the organization itself.
As part of our comprehensive Property & Casualty insurance program, FirePlus offers Public Officials & Management Liability insurance. We have created a proprietary form exclusively designed for fire departments and emergency service organizations. Our policy, backed by an A.M. Best “AXV” rated insurance company, provides for defense coverage and monetary damages due to actual or alleged wrongful acts of directors, officers, and members in their capacity as representatives of the organization.