FirePlus: Piloting Protection with Our Commercial Auto Insurance

Volunteer, combination, & career fire departments and emergency service organizations make protecting communities their #1 job. At FirePlus, we make protecting these organizations our #1 job offering a total insurance solution designed to respond to the exposures these entities and their members face. One of our key insurance products includes Commercial Auto insurance, which protects an organization and its members in the event of an accident and resulting litigation due to injuries. Coverage applies to the organization’s vehicles and those of the members while in the course of performing on-the-job duties.

On-the-Road Protection

Our Business Auto insurance policy provides comprehensive coverage to respond to liability exposures as well as to vehicle damage and much more. We include a broad definition of who an insured is and provide automatic blanket coverage for additional insureds.

Coverage features include the following:

  • Combined Single Liability Limit
  • Uninsured Motorists
  • Hired Auto Liability & Non Owned Auto Liability
  • Medical Payments & Personal Injury Protection
  • Hired Physical Damage
  • Comprehensive & Collision
  • Fleet Automatic
  • Fellow Member/Employee
  • Commandeered Auto as a Covered Auto
  • Sound Receiving Equipment
  • Glass Repair Deductible Waiver
  • Care, Custody & Control Waiver
  • Airbag Repair
  • Customized Accessories & Equipment
  • Physical Damage to Member Autos
  • Extra Expense for Stolen Autos
  • Temporary Vehicle Substitute
  • Garage & Garagekeepers Liability

The FirePlus program also provides many other features under our Business Auto policy including Towing & Disablement Repairs, Rental Reimbursement, Personal Effects and Loss of Earnings, among others.

Make Us Your Trusted Partner When It Comes to Your Insurance

Since 1928, we have taken a leadership role in pioneering many coverages specifically tailored for the benefit needs of an emergency service organization’s greatest asset – its members. Now we’re offering additional specialized insurance products that not only protect members but also the operations themselves with a comprehensive Property & Casualty insurance portfolio. Give us a call at 800-447-0360 to find out more about FirePlus and engage with staff that truly understands the risks faced by the emergency services community.